According to the latest report, Americans are running a massive debt burden during the final phase of their working years. Those who are planning to enjoy their post retirement life need to lower the debt burden. Near about 28% retirees turn to the Association of Independent Consumer Counseling Agencies for financial guidance. Studies reveal that […]
Everyone dreams about financial independence—having enough personal wealth to be able to live comfortably and have all basic necessities covered without having to work actively for it. Financial independence lets you have more personal time while still being able to earn substantial income. It pays (no pun intended) to start preparing to be free from […]
Many small business owners lament that the past few years have been difficult financially. Yes, the recession hit hard and the recovery is going slowly. However, with the proper planning, any business can thrive no matter what the economic landscape. Unfortunately, many small business owners are so busy putting out daily fires and just trying […]
Expert Reveals the Realities We’re Afraid to Think About Los Angeles, CA— One baby boomer turns 50 every nine seconds. This year, boomers began reaching the traditional retirement age of 65 at the rate of about one every eight seconds! With so many retirees collecting social security, the program will soon be broke. Boomers are […]
While no one relishes talking about issues like emergencies, unforeseen layoffs, long-term illness and mortality, planning for such circumstances is crucial to protecting your family’s financial future. “The sooner you prepare for the worst and inevitable, the sooner you can have peace of mind knowing that your family’s protected,” says Kris Miller, a money management expert […]
So it’s 2012 – Now what do we do? Move forward with confidence that things will get better. Here are five tips so that you may finish the decade on top with your personal finances as they relate to real estate and mortgages.
Capitalism is supposed to be the productive use of and reinvestment in capital. But what is capital? And what is missing from our definition that would help build a sustainable world? Part 2 examines the 3rd & 4th essential ingredients that have been missing from the contemporary valuation of capital.